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Explanation of table
The lower right cell shows a house edge of 2.037%. However I think this makes the game look like a worse bet than it really is. What this means is that for every dollar bet on the ante the player can expect to lose 2.037 cents. However by the end of the hand the average wager will be 3.8181 times the ante. So the element of risk, or ratio of loss to total amount bet is a much lower 2.037%/3.8181=0.5335%. The standard deviation is 3.500839. According to Scott McIntosh the house edge is 5.5935% under the Atlantic City rules, and 2.3496% under the Colorado rules. I trust these figures because we agree exactly on the Las Vegas rules.
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| Two-Card Expected Values | ||
Initial Hand |
Las Vegas Rules |
Atlantic City Rules |
| 2,3 unsuited | -1.155927 | -1.195592 |
| 2,4 unsuited | -1.091604 | -1.13521 |
| 2,5 unsuited | -1.019987 | -1.067022 |
| 2,6 unsuited | -1.046723 | -1.077817 |
| 2,7 unsuited | -1.031301 | -1.050057 |
| 2,8 unsuited | -0.896002 | -0.917393 |
| 2,9 unsuited | -0.763132 | -0.784523 |
| 2,T unsuited | -0.613979 | -0.636507 |
| 2,J unsuited | -0.459414 | -0.478676 |
| 2,Q unsuited | -0.28969 | -0.305687 |
| 2,K unsuited | -0.102668 | -0.1154 |
| 2,A unsuited | 0.184373 | 0.160096 |
| 3,4 unsuited | -0.950034 | -1.009069 |
| 3,5 unsuited | -0.874456 | -0.937452 |
| 3,6 unsuited | -0.899632 | -0.946711 |
| 3,7 unsuited | -0.8854 | -0.919748 |
| 3,8 unsuited | -0.850607 | -0.872617 |
| 3,9 unsuited | -0.699497 | -0.724139 |
| 3,T unsuited | -0.549947 | -0.575726 |
| 3,J unsuited | -0.395206 | -0.417719 |
| 3,Q unsuited | -0.225563 | -0.24481 |
| 3,K unsuited | -0.038499 | -0.054482 |
| 3,A unsuited | 0.254437 | 0.226376 |
| 4,5 unsuited | -0.735126 | -0.813569 |
| 4,6 unsuited | -0.756096 | -0.819136 |
| 4,7 unsuited | -0.740561 | -0.790904 |
| 4,8 unsuited | -0.7068 | -0.744413 |
| 4,9 unsuited | -0.654394 | -0.679669 |
| 4,T unsuited | -0.487036 | -0.516079 |
| 4,J unsuited | -0.332233 | -0.358011 |
| 4,Q unsuited | -0.162612 | -0.185124 |
| 4,K unsuited | 0.024799 | 0.005551 |
| 4,A unsuited | 0.321642 | 0.290174 |
| 5,6 unsuited | -0.614318 | -0.692805 |
| 5,7 unsuited | -0.595481 | -0.661787 |
| 5,8 unsuited | -0.560487 | -0.614096 |
| 5,9 unsuited | -0.508593 | -0.549471 |
| 5,T unsuited | -0.437507 | -0.467184 |
| 5,J unsuited | -0.265364 | -0.294408 |
| 5,Q unsuited | -0.095642 | -0.12142 |
| 5,K unsuited | 0.092367 | 0.069855 |
| 5,A unsuited | 0.392893 | 0.358138 |
| 6,7 unsuited | -0.457726 | -0.536213 |
| 6,8 unsuited | -0.421014 | -0.48732 |
| 6,9 unsuited | -0.36839 | -0.421999 |
| 6,T unsuited | -0.297258 | -0.339273 |
| 6,J unsuited | -0.217975 | -0.244386 |
| 6,Q unsuited | -0.031216 | -0.056994 |
| 6,K unsuited | 0.156819 | 0.134306 |
| 6,A unsuited | 0.370719 | 0.351472 |
| 7,8 unsuited | -0.284039 | -0.362526 |
| 7,9 unsuited | -0.229986 | -0.296292 |
| 7,T unsuited | -0.157768 | -0.212535 |
| 7,J unsuited | -0.078216 | -0.116966 |
| 7,Q unsuited | 0.019887 | -0.003259 |
| 7,K unsuited | 0.224911 | 0.202399 |
| 7,A unsuited | 0.456798 | 0.434885 |
| 8,9 unsuited | -0.092377 | -0.170864 |
| 8,T unsuited | -0.016383 | -0.08401 |
| 8,J unsuited | 0.062709 | 0.011207 |
| 8,Q unsuited | 0.16144 | 0.125955 |
| 8,K unsuited | 0.282809 | 0.262927 |
| 8,A unsuited | 0.533716 | 0.511803 |
| 9,T unsuited | 0.127027 | 0.046521 |
| 9,J unsuited | 0.20434 | 0.139978 |
| 9,Q unsuited | 0.304465 | 0.256228 |
| 9,K unsuited | 0.428187 | 0.395968 |
| 9,A unsuited | 0.602407 | 0.583126 |
| T,J unsuited | 0.370279 | 0.288219 |
| T,Q unsuited | 0.471694 | 0.405776 |
| T,K unsuited | 0.600228 | 0.550453 |
| T,A unsuited | 0.78194 | 0.745643 |
| J,Q unsuited | 0.535555 | 0.472903 |
| J,K unsuited | 0.665761 | 0.619251 |
| J,A unsuited | 0.852493 | 0.819462 |
| Q,K unsuited | 0.735444 | 0.6922 |
| Q,A unsuited | 0.925311 | 0.895545 |
| K,A unsuited | 0.999317 | 0.972816 |
| 2,3 suited | -0.886985 | -0.923987 |
| 2,4 suited | -0.826008 | -0.866658 |
| 2,5 suited | -0.75798 | -0.801803 |
| 2,6 suited | -0.782881 | -0.811796 |
| 2,7 suited | -0.768076 | -0.785429 |
| 2,8 suited | -0.639021 | -0.658814 |
| 2,9 suited | -0.51015 | -0.529944 |
| 2,T suited | -0.364595 | -0.385438 |
| 2,J suited | -0.212709 | -0.23053 |
| 2,Q suited | -0.044946 | -0.059747 |
| 2,K suited | 0.141142 | 0.129363 |
| 2,A suited | 0.425022 | 0.402419 |
| 3,4 suited | -0.693044 | -0.74813 |
| 3,5 suited | -0.62123 | -0.679983 |
| 3,6 suited | -0.644776 | -0.688639 |
| 3,7 suited | -0.631082 | -0.663007 |
| 3,8 suited | -0.597478 | -0.617842 |
| 3,9 suited | -0.450882 | -0.473684 |
| 3,T suited | -0.304918 | -0.328768 |
| 3,J suited | -0.152868 | -0.173698 |
| 3,Q suited | 0.014889 | -0.002919 |
| 3,K suited | 0.201376 | 0.186589 |
| 3,A suited | 0.490618 | 0.464512 |
| 4,5 suited | -0.490199 | -0.563403 |
| 4,6 suited | -0.509707 | -0.5685 |
| 4,7 suited | -0.494853 | -0.541737 |
| 4,8 suited | -0.461634 | -0.496581 |
| 4,9 suited | -0.40913 | -0.432516 |
| 4,T suited | -0.246108 | -0.272979 |
| 4,J suited | -0.094025 | -0.117875 |
| 4,Q suited | 0.073849 | 0.053019 |
| 4,K suited | 0.260929 | 0.243121 |
| 4,A suited | 0.553554 | 0.524295 |
| 5,6 suited | -0.376191 | -0.449435 |
| 5,7 suited | -0.357989 | -0.419804 |
| 5,8 suited | -0.323018 | -0.372923 |
| 5,9 suited | -0.270833 | -0.308801 |
| 5,T suited | -0.199974 | -0.227429 |
| 5,J suited | -0.031373 | -0.058245 |
| 5,Q suited | 0.136745 | 0.112895 |
| 5,K suited | 0.324793 | 0.303963 |
| 5,A suited | 0.620767 | 0.588467 |
| 6,7 suited | -0.227072 | -0.300316 |
| 6,8 suited | -0.190276 | -0.252091 |
| 6,9 suited | -0.137464 | -0.187369 |
| 6,T suited | -0.066542 | -0.105559 |
| 6,J suited | 0.013273 | -0.011162 |
| 6,Q suited | 0.197628 | 0.173777 |
| 6,K suited | 0.385858 | 0.365029 |
| 6,A suited | 0.59982 | 0.582012 |
| 7,8 suited | -0.05986 | -0.133104 |
| 7,9 suited | -0.005551 | -0.067365 |
| 7,T suited | 0.066287 | 0.015313 |
| 7,J suited | 0.146267 | 0.110272 |
| 7,Q suited | 0.246024 | 0.22461 |
| 7,K suited | 0.451106 | 0.430277 |
| 7,A suited | 0.682911 | 0.662637 |
| 8,9 suited | 0.125648 | 0.052404 |
| 8,T suited | 0.200955 | 0.13792 |
| 8,J suited | 0.280795 | 0.232842 |
| 8,Q suited | 0.381333 | 0.348359 |
| 8,K suited | 0.50656 | 0.488168 |
| 8,A suited | 0.757219 | 0.736945 |
| 9,T suited | 0.33757 | 0.262459 |
| 9,J suited | 0.416267 | 0.356253 |
| 9,Q suited | 0.518407 | 0.473476 |
| 9,K suited | 0.646145 | 0.616192 |
| 9,A suited | 0.822276 | 0.80444 |
| T,J suited | 0.574533 | 0.497955 |
| T,Q suited | 0.677017 | 0.615537 |
| T,K suited | 0.808521 | 0.762138 |
| T,A suited | 0.990289 | 0.956538 |
| J,Q suited | 0.737666 | 0.679207 |
| J,K suited | 0.870492 | 0.82713 |
| J,A suited | 1.056211 | 1.02548 |
| Q,K suited | 0.936506 | 0.896165 |
| Q,A suited | 1.124432 | 1.096723 |
| K,A suited | 1.194024 | 1.169336 |
| 2,2 pair | -0.134137 | -0.140431 |
| 3,3 pair | 0.078584 | 0.068777 |
| 4,4 pair | 0.322289 | 0.308953 |
| 5,5 pair | 0.589457 | 0.572593 |
| 6,6 pair | 0.837465 | 0.820601 |
| 7,7 pair | 1.093669 | 1.076805 |
| 8,8 pair | 1.353048 | 1.336184 |
| 9,9 pair | 1.612114 | 1.59525 |
| T,T pair | 1.87899 | 1.860933 |
| J,J pair | 2.097415 | 2.082887 |
| Q,Q pair | 2.315838 | 2.304838 |
| K,K pair | 2.535691 | 2.528219 |
| A,A pair | 2.788899 | 2.78206 |
The bonus bet pays based only on the players hole cards, and in some cases the dealer's two hole cards. Who wins the hand does not matter. There seem to be two pay tables available for the bonus bet as follows. From what I hear the Atlantic City pay table is also used in Missouri and Indiana.
| Bonus Bet - Las Vegas Rules | ||||||
Event |
Pays |
Combinations |
Probability |
Return |
||
| Player has AA, dealer has AA | 1000 | 6 | 0.000004 | 0.003694 | ||
| Player has AA | 30 | 7344 | 0.004521 | 0.135636 | ||
| Player has AK suited | 25 | 4900 | 0.003017 | 0.075415 | ||
| Player has AQ or AJ suited | 20 | 9800 | 0.006033 | 0.120664 | ||
| Player has AK unsuited | 15 | 14700 | 0.00905 | 0.135747 | ||
| Player has KK, QQ, or JJ | 10 | 22050 | 0.013575 | 0.135747 | ||
| Player has AQ or AJ unsuited | 5 | 29400 | 0.0181 | 0.090498 | ||
| Player has Pair 22 to 10,10 | 3 | 66150 | 0.040724 | 0.122172 | ||
| All other | -1 | 1470000 | 0.904977 | -0.904977 | ||
| Total | 1624350 | 1 | -0.085406 | |||
| Bonus Bet - Atlantic City Rules | ||||||
Event |
Pays |
Combinations |
Probability |
Return |
||
| AA | 30 | 7350 | 0.004525 | 0.135747 | ||
| AK suited | 25 | 4900 | 0.003017 | 0.075415 | ||
| AQ or AJ suited | 20 | 9800 | 0.006033 | 0.120664 | ||
| AK unsuited | 15 | 14700 | 0.00905 | 0.135747 | ||
| KK, QQ, or JJ | 10 | 22050 | 0.013575 | 0.135747 | ||
| AQ or AJ unsuited | 5 | 29400 | 0.0181 | 0.090498 | ||
| Pair 22 to 10,10 | 3 | 66150 | 0.040724 | 0.122172 | ||
| All other | -1 | 1470000 | 0.904977 | -0.904977 | ||
| Total | 1624350 | 1 | -0.088989 | |||
The lower right cells show a house edge on the bonus bet of 8.5406% under the Las Vegas rules and 8.8989% under the Atlantic City rules.
A brute force approach was used to cycle through all possible cominations of cards. In total 7,089,794,712,000 hands were played out, requiring 72 days of computer time to loop through them all.
I would like to thank Scott McIntosh of Online Poker Room Reviews for his contributions to this page. He confirmed my Las Vegas results and provided the Atlantic City house edge and expected values. His program runs in six hours compared to the 72 days mine takes, so I was happy to use his numbers. For reviews and advice on playing poker online I encourage you to visit his web site.
There is a good Texas Hold 'Em Bonus calculator at beatingbonuses.com.
Analysis at ReviewPokerRooms.com.
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